Allen Home Rebate FAQ

Askins Realty Group of Allen Texas

Wait!!!! Don't throw your rebate in the can. Call Mike Askins of ARG today at 214-727-3686

You can spend countless hours researching the lowest homeowner rates in town or you can simply get this money savings information as a valued Client of ARG.

As a Client of ARG we will notify you about homeowners insurance so you can compare pricing and coverage's before closing.

Example: State Farm charged $1510 per year for a New $320K house. ARG's preferred Insurance Provider charged only $668 per year! Insurance is based upon good credit scores and transferring auto coverage's.

MORTGAGE SAVINGS!

As a valued client of ARG you will receive 1% of your loan amount in Lender Paid Closing Costs through ARG's preferred lender. Expect Super fast Closings, mistake free processing and the best rates in town!

ARG is committed to providing only the BEST and most affordable professional services to our Clients.

REBATE FAQ

Rebate Programs seem to be everywhere these days! But no one rebates more Cash back while providing our level of Home Buyer Services.

"the Best Realtors in Dallas for 2005 & 2006!"


	Frequently Asked Questions Opening Note How does your Rebate work? Can I just get the Builder to discount their New House by 3% if I am not working with a Realtor®? Will every New Builder work with a Realtor®? What other savings can you help me find? How can you justify giving Rebates? Why can I not get a 1.5% New Home Rebate on an Existing home purchase? How is the Rebate paid? When is the Rebate paid? Are there any restrictions on my use of the Rebate money? How about if I buy in Allen, Plano or Frisco will the Rebate apply? Full Representation - Limited Service Cash Rebates One more thing!
	Opening Note From day 1 ARG was developed to provide the public with a high level of Real Estate services for the lowest possible cost. For buyers you get expert advice, help with negotiations and then receive half or more of our Agent Commission paid to you at Closing! If you need to SELL your existing home first then ARG shifts their Texas Best Buyer Cash Rebate towards listing fee reductions allowing you to sell your home through ARG at a huge discount! ARG's FlexFee is designed to save you between 50% - 100% off the typical 6% listing fees associated with selling your home and if you are on ARG's New Home Builder Move up program ARG will guarantee up front to sell your home for FREE! In nearly all cases ARG's Listing Discounts for our home sellers actually represents a higher total client savings when compared to our standard Cash Rebate, making ARG even more valuable if you have a home to sell. Please note that ARG's listing discounts for home sellers are in lieu of advertised buyer cash rebates. Cash Rebates apply to BUYERS only. So whether you need to sell first or are a buyer with no house to sell, ARG will save you money and guarantee your savings in writing! With ARG it is not necessary for you to pay THOUSANDS, even TENS OF THOUSANDS more to SELL and BUY Real Estates in the McKinney - Collin County area. Our Rebate and or Discount programs are specifically designed to remove once and for all the idea that a Real Estate Agent represents a cost burden in your effort to buy and sell area Real Estate. Visit ARG's Home Seller's webpage and Cost Savings Benefits Comparison webpage to see just a sample of the REAL Savings ARG has already provided to area Home Sellers and Buyers just like you! ARG clients got the job DONE while saving lots of MONEY! BACK How does your Rebate work? It's SIMPLE - We REWARD our CLIENTS who team up with us! And that makes us different from nearly all other realty businesses. And unlike certain mortgage companies who advertise 'REBATES' with 'STIPULATIONS' when you use their financial services and accept their 'network Realtor®,' Allen Home Rebate directly rebates from their Realtor® commission, allowing you to use any mortgage company you prefer. PLUS if you use our preferred mortgage company you are eligible for up to an additional 1% in PAID CLOSING COSTS paid by the LENDER depending upon the amount you finance! Or you may elect to receive a 'FREE TITLE POLICY' its your choice! All combined our Buyer Cash Rebate, Lender Closing Cost incentive and 1 on 1 Buyer Realtor Services are second to NONE! Additionally our follow up services can help you find cost effective solutions for home improvement projects that can continue to help you save money months after you Close on your new home! WHEN WE SAY NO ONE BEATS OUR REBATES, WE MEAN IT!! Our Full Service Buyer Clients get HALF or 1.5% of our 3% Agent Commission on New Homes and 1% on existing homes listed in MLS. Rebates can be higher depending upon the amount of services you require from us (See Limited Service Rebates below). Rebates are based upon the Sales Price of the home you buy. ARG also Rebates 1.0% on existing homes being resold through MLS where a standard 3% Realtor commission is offered. Plus ARG Clients qualify for Lender Paid Closing Costs equal to 1% of their loan amount. Typical Rebates start at $1500 and go over $10,000 depending on the sales price of the home you buy. Keep in mind that our CASH BACK REBATES are in ADDITION to all seller/builder concessions or price reductions. Your Rebate is our way of recognizing that you have put a lot of effort into buying your new home and deserve to be paid part of the traditional Realtor® commission. Use our convenient online New Home listings, MLS and search all you want, but to get paid at closing you'll need list Allen Home Rebate, your Allen area Real Estate Partner! BACK
	What other savings can you help me find? Unlike "DOT COM ONLY" Rebate Real Estate businesses who provide information referrals only, or endless bank or mortgage company "referral chains" that advertise up to 1% Cash Back based upon limited Agent activity from an unspecified agent; we will provide FULL TIME Real Estate Services and work with you *"1 on 1"* for both NEW or EXISTING HOME sales. We constantly review new and existing homes in the Allen area (Allen, Frisco, Allen, Plano, Prosper, Melissa and Wylie) for the best deals to help you buy more home for less money. Many of the Builder Specials posted to this web are gone within 48 hours. And that alone should give you an idea as to the type of savings we offer. If you are looking for a great value in an existing home, we can present offers and negotiate pricing and buying strategies to save you money as your buyer representative. We can offer top professionals from the local mortgage community that can provide you with no nonsense home loans with the lowest rates and lowest possible closing costs. TO SEE THE MONEY ALLEN HOME REBATE (ARG) HAS SAVED OTHER CLIENTS - CLICK HERE BACK
	How can you justify giving Rebates? The Rebate works when the persons seeking to purchase a new home or pre-owned home is prepared to do some foot work for themselves AND the Buyer's Agent is paid the standard 3% Commission by the Seller or Builder. The online search tools found on Allen Home Rebate will allow you to gather necessary information concerning both New and Pre-owned Real Estate. By using these search tools to screen and or select your next home you reduce the typical Realtor® workload associated with finding a client a home. This time savings is passed on to you in the form of a cash rebate savings. BACK
	Why can I not get a 1.5% New Home Rebate on an Existing Home Purchase? Our responsibilities, work and time requirements increases sharply when we represent you in a purchase of an existing home and that is why we must limit the Cash Rebate to 1% of our 3% Commission. We are required to write the contract offer, enter negotiations, make counter offers, write addendums, amendments, and protect your financial position and interests in a time responsible manner. That means faxing these documents to all affected parties for signatures, insure timely performances of inspections, re-inspections and be available to allow inspectors into your new home as well as appraisers so as to give you all the time needed to evaluate findings BEFORE your earnest money is at jeopardy. As your agent I am often a 'go to" for your Lender, Insurance Agent and Title Company when they need urgent information to keep your Closing date on schedule. Essentially we keep you on target for your expected closing date while protecting your financial interests during the transaction process. I think you will agree that helping you through a problem free purchase of an existing home is a job that needs to be done right and that is why it is necessary for me to limit cash rebates to 1% based upon a 3% Buyer Commission. If the Commission is less than 3% then the rebate would be eliminated at and below 2%. BACK
	Will every New Builder work with a Realtor®? The overwhelming majority of New Home Builders work with Realtors® or licensed Real Estate Agents and pay the standard marketing or sales commission of 3%. In rare circumstances some small builders may not work with Realtors® and some builders require that the Real Estate Agent escort their client on their 1st visit. BACK
	Can I just get the Builder to discount their New House by 3% if I am not working with a Realtor®? Sure in some cases that may work. But how do you know you're actually getting 3% off? How do you know what the real 'Market Value' should be on the house you want to buy? Focusing on the 3% Realtor® Commission could wind up costing you THOUSANDS of Dollars. And without Representation financial mistakes are often made. Mistakes you won't know about until you try and sell. A market savvy Realtor® on the other hand could negotiate a 5% to 15% price reduction on the same house based upon factors you may not be aware of. Or suggest other home choice possibilities that represent savings in the THOUSANDS. PLUS with Allen Home Rebate you get HALF of our 3% Commission! Overpaying for your house in the North Texas Real Estate Market is a sure way of LOSING MONEY when it comes time to SELL or NOT being able to sell. TO SEE THE MONEY ALLEN HOME REBATE (ARG) HAS SAVED OTHER CLIENTS - CLICK HERE Remember when you work with Allen Home Rebate, YOU are represented! Your agent's experience, knowledge, and reputation represents strength and leverage on your behalf. Having a Realtor® sends a clear message to Home Builders that they must compete for your business. Remember *Builders* can not give cash back to their home buyers after closing without breaking the law. BACK
	How is the Rebate paid? The Rebate can be paid in cash via check or as a Closing Cost Credit to reduce money you need to bring to Closing. If you choose a cash settlement please beware that you may be issued a Form 1099 at years end. BACK
	When is the Rebate paid? If the Rebate is used to offset Closing Costs or the money you need to bring to the closing table, then the rebate money is available to you at closing to reduce the amount of your obligation. If you elect to receive a cash payment you will receive your check in 1 to 5 days after your closing. If you bring a cancelled personal check to the Title Company, they can wire the cash to your bank account as soon as your Loan "Funds." BACK
	Is there any restrictions on my use of the Rebate money? You may use the cash for any legal purpose. To buy Window Blinds, New Appliances or for any number of items a typical home buyer may need. BACK
	How about if I buy a New Home in Allen, Plano, Frisco, Anna, Prosper, Celina or other DFW Communities will the Rebate apply? YES! Just as long as you follow our simple guidelines we will be happy to represent you. BACK
	Full Representation - Limited Service Cash Rebates. You can receive larger Cash Rebates of 66% (3% Maximum) of the Commission paid by the New Home Builder. At 3% a $250,000 home means a Client Cash Rebate of $7,500! This is in addition to all seller price discounts and concessions being offered! More importantly with ARG you'll know exactly who is paying 5% as builders typically do not share this information with the public. Limited Realtor Services means we send you listing information, consult with you about various Builders, answer questions you may have and provide advice as needed and you do the footwork with New Home Builders. We can help you negotiate with the Builder once you have narrowed your selection down to get you the best possible price, upgrades, etc. Help you obtain financing (our preferred lender, DFW Lending pays 1% of your loan amount in Lender Paid Closing Costs). Help direct you to Insurance Brokers who have a history of providing the lowest rates in the area with the best coverage's (CLICK HERE FOR AN EXAMPLE OF INSURANCE SAVINGS). Your only requirement is to INFORM the builder you have a REALTOR at your 1st visit. If the Builder requires your Realtor to be present call us and we will make arrangements to meet with you and the Builder. Please email or contact us, ahead of visiting New Home Builders, for our Broker License and Tax ID information that you will need to have to properly register us with the Home Builders you visit.
	One more thing! If you're buying a New home just image being at Closing and NOT receiving a check from Allen Home Rebate for several thousand dollars. Don't leave money on the table that can be yours at a time when additional cash can make a huge difference. Contact us today. BACK

All Rebates are subject to the consent of the Principals we Represent